Rev January 2011

FACTS	WHAT DOES THE FIRST NATIONAL BANK OF HUGO AND BRANCHES DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Account Balances and Payment History Credit History and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the The First National Bank of Hugo chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does THE FIRST NATIONAL BANK of HUGO Share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Don’t Share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Don’t Share
For our affiliates to market to you	No	We Don’t Share
For non-affiliates to market to you	No	We Don’t Share

Questions?

Call 719.743.2415 or email – [email protected]

Who are we?
Who is providing this notice?	The First National Bank of Hugo; The First National Bank of Hugo-Limon; and First Mountain Bank
What we do
How does The First National Bank of Hugo protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does The First National Bank of Hugo collect my personal information?	We collect your personal information, for example, when you Apply for a loan or open an account Show your driver’s license or give us your contact information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your credit- worthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. The First National Bank of Hugo and Branches has no affiliates.
Non Affiliates	Companies not related by common ownership or control. They can be financial and non financial companies. The First National Bank of Hugo and Branches does not share with non Affiliates so they can market to you.
Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. The First National Bank of Hugo and Branches does not jointly market.

Website Privacy Policy

We collect information from you when you visit our site. We take seriously our responsibility to protect the privacy of our customers’ financial information.

What do we use your information for?
Information we collect from you may be used in the following ways:

To personalize your experience (your information helps us to better respond to your individual needs)

To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)

To process transactions

To send periodic emails (the email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions)

How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit or access your personal information.

Do we use cookies?
We do use cookies.

Do we disclose any information to outside parties?
We do not sell, trade or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising or other uses.

Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent
By using our site, you consent to our website’s privacy policy.

Changes to our Privacy Policy
If we decide to change our privacy policy, we will post these changes on this page. If you do not want to receive an email from us in the future, please let us know by sending us an email at the address below. If you are subscribed to our mailing list, you may unsubscribe by clicking the unsubscribe link in the email you received, or by calling us: 719.743.2415, or by sending an email:  [email protected]

Privacy Contact Information
If you have any questions, concerns, or comments about our privacy policy you may contact us using the information below.
By Phone: 719.743.2415
By Email: [email protected]